Car Accident Compensation
Many people want to know how to figure the amount that they are entitled to as car accident compensation. It is impossible to place an exact dollar amount on accident compensation because there are a number of factors that come into play, but here is some guidance.
First, you must have suffered an injury. If you were not injured, you are not entitled to any accident compensation from the auto accident.
Next, different methods are used for determining car accident compensation depending on whether you suffered a minor or major injury. Minor injuries are cuts, bruises, soreness, tenderness, and other soft tissue injuries. Some broken bones and sprains are also considered minor injuries if they required minor medical treatment. Major injuries are injuries that require a good bit of medical treatment and require a longer recovery period.
For minor injuries, many personal injury attorneys and insurance adjusters figure the range for accident compensation by multiplying the actual dollar amount of the medical bills by 1.5 to 3 and then adding the amount of the loss income. This gives a range for the value of the accident compensation and a range for a car accident settlement.
For example, if the medical bills total $1,000 and the injured person missed work and lost wages of $600, then the accident compensation for the case may be between $2,100 ($1,000 x 1.5 = $1,500 + $600 = $2,100) and $3,600 ($1,000 x 3 = $3,000 + $600 = $3,600).
For major injury cases such as a case where you have suffered broken bones, disfigurement, major medical bills, etc., the above formula does not apply and it is more difficult to estimate the car accident compensation. If you have suffered a major injury, you really need to talk with several lawyers and then choose one to represent you. Major injury cases often involve more damages than the injury itself. And it takes an experienced lawyer to make sure that you are fairly compensated.
In addition to the type and severity of injury that was suffered, accident compensation is affected by (1) how clear is the liability of the at fault driver, (2) whether there are extenuating circumstances such as a drunk driver, (3) whether or not insurance coverage is available, (4) state laws, (5) where in the country the car accident occurred, (6) how good of a witness is the at fault driver, and (7) how good of a witness is the injured person.
For example, if an insurance adjuster believes that the other driver was not at fault or only partly at fault for the auto accident, the adjuster will lower his estimate of the vaule of your case. On the other hand, if the other driver was drunk and clearly at fault, the adjuster will increase your car accident compensation because it is not a good idea to fight those kind of cases.
This is general information only. If you have any questions whatsoever, talk with a lawyer licensed in your state who has experience with car accident compensation.
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